Pennies – Personal Money Budget & Finance Manager
Pennies – Personal Money Budget & Finance Manager app icon

Pennies – Personal Money Budget & Finance Manager

Universal app (iPhone/iPod Touch & iPad)

Category: Finance | Release Date: October 9, 2014

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Price: $3.99

App Details

Developer: Emile Bennett

Genre: Finance

Current Version: 5.3

File Size: 77.22 MB

Age Rating: 4+

Ratings: 4.50 (5 votes)


Keep track of your spending money with Pennies, the award-winning budgeting app for iPhone, iPad and Watch. With Apple's ‘Editors Choice’ award and thousands of 5 Star reviews worldwide, Pennies is THE budgeting app for everyday people.

“The personal finance manager that puts personal before finance” – Wired

“The best iPhone budgeting app out there” – Gizmodo

“As intuitive and easy-to-use as a kids toy” – Time


• Keep your budgets backed up and shared across all your iOS devices via iCloud. Pennies installs on your iPhone, Watch and iPad and seamlessly syncs your budgets for you.

• Keep in sync with your paydays - Pennies unique 'Payday' budgets take into account weekends and national holidays. With a choice of Weekly, Monthly, Bi-Weekly and Twice Monthly Payday Budgets, your budgets will automatically refresh the day you get paid.

• Set up as many budgets as you like – have more than one budget that you want to keep on top of? No problem, Pennies has got you covered.

• Use any currency in the world for individual budgets.

• Easily transfer money between budgets with a single click.

• Sometimes we forget when we spend – that’s OK. Add and edit expenses to previous dates and budget periods, and Pennies will recalculate your budgets today so you are always up to date with your spending money.

• Clever & fun to use. Pennies does all the hard work for you by telling you how much you have to spend today. If you spend less, no worries, Pennies will give you more money to spend tomorrow.

• Should you spend or should you save? Pennies shows your spending and finance health with bold colors, helping you slow down or speed up to keep you on track.

• Made a purchase? Sweet, just add it in. Pennies only cares about the numbers, no tags, charts or complex breakdowns here. Just the amount of money you have to spend is all you need to know.

• Add budgets, transfers and expenses straight from your home screen using 3D Touch Quick Actions. Requires iPhone 6s / 6s+

• Head to the Today view in Notification Center and add Pennies Today, you'll get a handy view of your daily budgets, and with a single tap you can view them in Pennies.

Budgeting shouldn’t be hard work or boring. That’s why in Pennies you won’t find any charts, graphs or complicated diagrams. It's personal finance made easy, it’s your money made simple.

Pennies gives you the freedom to manage your budgets and spending in any way that suits you, on your iPhone, iPad and Apple Watch. It's all about keeping things easy and flexible so you can get on with having fun. Pennies is friendly, bold and unbelievably easy to use. Keeping up to date with how much money you have and the health of your spending has never been easier.

So, start budgeting how you want, when you want, without any worry. Start using Pennies today!

If you enjoy using Pennies please rate the app! If you have any feature requests I'd love to hear them. If you want to send me chocolates and roses, that's cool too.

Check out Pennies in action:
Follow Pennies on Twitter –
Contact me –

What's new in version 5.3

• Multiple fixes & optimisations Pennies is now quicker and more reliable than ever. Boom! If you are enjoying the new version of Pennies it would be great if you could leave a positive review in the App Store, or update an existing one. I’d really appreciate it. As an indie developer it makes a big difference. Thanks!

Rank in top paid apps

Rankings - Finance (iPhone)

App Changes

  • $2.99 -> $3.99 Mar 23, 2017
  • $4.99 -> $2.99 Feb 24, 2017
  • $3.99 -> $4.99 Feb 9, 2017
  • $4.99 -> $3.99 Feb 8, 2017
  • $1.99 -> $4.99 Jan 15, 2017
  • Version 1.8 May 14, 2015
  • Version 1.1 Oct 9, 2014
View price changes »

iOS Compatibility

Pennies – Personal Money Budget & Finance Manager requires iOS version 10.0 or later on the following device models: iPhone 7 ,iPhone 6 ,iPhone 5 ,iPad 3 ,iPad Mini and iPod Touch 5G or newer.

Click the button below to download it from the iTunes store using your iPhone or visit the app's download page for android and other platforms.

Developer site: Pennies – Personal Money Budget & Finance Manager support

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Our Verdict: Average!
  • Pennies – Personal Money Budget & Finance Manager is a highly rated app with 4.5 stars.

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